How health cash plan benefits can help improve employee wellbeing
Health cash plans no longer just cover the basics with cashback for dental, optical and physiotherapy costs up to chosen annual limits. They now cover all kinds of treatments and services from tooth whitening, contact lenses and laser eye surgery to preventative services such as private prescriptions, 24/7 counselling helplines and discounted gym memberships.
So, how could the benefits offered by health cash plans help you to improve the health and wellbeing of your employees? Here are just a few ways they can make a difference:
Everyday health benefits
- Dental, optical and physio benefits encourage employees to have regular check-ups that can help to prevent health issues escalating into something more serious.
- Cashback for sports massages and physiotherapy treatments can provide support for musculoskeletal conditions - the number one cause of lengthy absence in the UK.
- Hospital cover on a range of hospital benefits including specialist consultations, X-rays and MRI scans.
- Some plans also offer innovative benefits such as personal accident protection, one-off maternity payments and home support after a hospital stay.
Preventative benefits
- 24/7 Virtual GP Surgeries can provide consultations via phone or webcam.
- 24/7 counselling and support helplines can provide advice on a variety of work, lifestyle and mental health issues.
- Variety of treatments and alternative therapies that can help relieve pain, such as acupuncture, hot-stone massage and reflexology.
- Cashback towards health screens and access to online health and wellbeing coaching tools.
- Discounted gym membership to help employees keep fit and healthy as well as leisure activities such as cinema tickets and shopping discounts.
- Some plans also offer stress prevention programmes and access to occupational health nurses and physicians from day one of their absence.
A greater choice for employers
Health cash plans are a simple and affordable way for companies to look after the health and wellbeing of their employees. Unlike private medical insurance, which is usually only offered to managers and executives due to high costs, health cash plans can provide affordable cover for every single one of your employees.
Employers can choose between a company paid plan or a voluntary plan that is paid by employees through their payroll. In business no size fits all, therefore the beauty of a health cash plan is that the budget and benefits can be tailored around the needs and requirements of each company.
Health cash plans are also quick and easy to implement and can be designed to fit into most flexible benefit platforms. Some providers also offer work site marketing support such as onsite presentations and health and wellbeing days to make sure your clients’ employees are fully informed about the benefits of a health cash plan.
The benefits of a health cash plan can greatly help you to reduce absenteeism and increase retention, motivation and productivity. So, it’s no wonder that more and more organisations and their employees are enjoying the benefits of health cash plans.
This article was provided by Health Shield.
In partnership with Health Shield
At Health Shield we're passionate about improving people's everyday health.
